AI-first personal finance Free trial available

Prioritize your finances.

Track spending, budget smarter, and plan purchases with transparent AI—so you always know what you can afford (and why).

Spend confidently
Know what fits your plan.
See the full picture
Net worth + budgets.
Transparent AI
Always get the “why”.
Net worth
$124,980
+4.1% (30d)
Assets $156,200 · Debts $31,220
AI insights
Budget health
On track
Dining: 62% · Shopping: 48% · Bills: 95%
Purchase plan
Ready
“Laptop upgrade” · Readiness 85/100
Today’s insight
You spent $147 more on dining this month than your average.
Explainable
Core features

Everything you expect—plus AI-first purchase planning.

Prioritize combines budgeting and net worth with forward-looking decisions: “Can I afford this?” and “What should I do next?”

Track your spending

Connect accounts and see transactions in one place. Start with mock/demo data today, add Plaid later.

Budget smarter

Category-based budgets with rollover logic—so your plan fits real life, not a spreadsheet.

Plan big purchases

Know what you can afford before you buy. Turn “I want it” into a clear, budget-aware plan.

Get proactive insights

AI finds savings opportunities—like forgotten subscriptions and spending drift—with clear explanations.

See net worth clearly

Assets + debts in one dashboard, with trend lines that make progress feel tangible.

Built for trust

Privacy-first and transparent AI. You always get the “why,” and you stay in control.

Wishlist → purchase planning

Smart purchase planning—wishlist, evolved.

Still love wishlists? Great. We’re evolving them into purchase goals that understand your budget—so you can plan upgrades without guesswork.

Purchase goal
Nintendo Switch OLED · $349
Readiness 85/100
Budget impact
Fits this month
You have ~$500 projected surplus.
AI explanation
This purchase doesn’t interfere with bills or savings goals based on your current budget health. If you’re trying to accelerate debt payoff, consider waiting 1 month.
Competitive comparison

How Prioritize compares

Forward-looking purchase planning, transparent explanations, and a clean workflow.

FeaturePrioritizeTypical finance appsSpreadsheets
Price / year$79VariesFree (time cost)
Budgeting
Net worthManual
AI insightsVaries
Purchase planningLimitedManual
Transparent AI explanationsVaries
How it works

10 minutes to value.

Connect, understand, and take action—without drowning in charts.

1
Connect your accounts
Link your financial picture (mock-first; Plaid-ready).
2
Review your net worth
See assets and liabilities together, with a trend line.
3
Set budgets that stick
Start with defaults and adjust; rollover handles reality.
4
Plan purchases
Get a readiness score and budget impact preview.
5
Act on AI insights
Catch subscriptions and overspending early.
Pricing

Simple plans for real life.

14-day free trial. Cancel anytime before it ends to avoid being charged.

Base
Best value
$6.99/mo · $79/yr billed annually (save) · Card required
  • Up to 10 accounts
  • Budgeting + net worth
  • AI insight cards
  • Purchase planning
Premium
Planned
$14.99/mo · Annual: TBD
  • Unlimited accounts
  • AI coach chat
  • Advanced analytics
  • Investment tracking

Premium features are part of the roadmap. Base plan is available today.

FAQ

Questions, answered.

What makes this different?

We focus on forward-looking decisions: purchase planning, budget impact previews, and transparent explanations—not just charts.

Do you sell my data?

No. We do not sell your data.

What happens to my existing wishlists?

They evolve into purchase goals over time. You’ll still be able to track items, but with budget context added.

Get started
Start your trial and make your next money decision easier.
14-day free trial. Cancel anytime.

Prioritize

AI-first personal finance for confident spending decisions

Prioritize your finances

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